Medicare

Choosing the right Medicare plan is a key decision for individuals 65 and older, as well as younger individuals with disabilities. At Ed Banks Insurance Agency, we’re here to help you make informed choices about your Medicare options and ensure that you receive the healthcare benefits you need.

Medicare is divided into several parts: Part A covers hospital insurance, Part B covers medical insurance, and Part D provides prescription drug coverage. There are also Medicare Advantage plans (Part C), which combine Parts A and B and often include additional services like dental, vision, and hearing coverage.

Choosing between Original Medicare, Medicare Advantage, and Medigap (supplemental plans) depends on your healthcare preferences. While Original Medicare offers broad access to healthcare providers, it doesn’t cover everything. Supplemental plans can help cover costs like copayments and deductibles. Medicare Advantage plans offer an all-in-one alternative to Original Medicare and often come with extra benefits such as wellness programs or fitness memberships. These plans are offered by private insurers, providing additional flexibility for your healthcare choices.

At Ed Banks Insurance Agency, we’re dedicated to helping to make the Medicare selection process simple. Whether you’re enrolling for the first time or reviewing your options during the Annual Enrollment Period, we’ll provide you with all the information you need to choose the best Medicare plan for your situation.